Eagle Advance loans in Ohio

Is Eagle Advance available in Ohio?

The lender does not publish the locations it serves and says the list can change without notice. The application on eagleadvance.com will tell you, and so will a call to 888-659-6987.

Hidden Meadow Lending, a lender owned by the same tribe, publishes a list of states it does not serve, and Ohio is not on it. That is not Eagle Advance's policy, but it is the nearest public signal.

Ohio rules for short-term loans

Short-term loans are legal and heavily regulated: up to $1,000, terms up to 12 months, with limits on total cost.

The regulator is the Ohio Department of Commerce, Division of Financial Institutions. It licenses lenders and takes consumer complaints.

What this means for Ohio borrowers

Ohio's rules make state-licensed short-term loans cheaper than they once were, which is a useful benchmark for any tribal offer.

Eagle Advance says its loans are governed by tribal and federal law, not Ohio law. In practice the state's caps would not set your rate, and a dispute would follow the process in the loan agreement.

Options to check in Ohio

• A federal credit union payday alternative loan, capped at 28% APR nationwide
• A lender licensed by the Ohio Department of Commerce, Division of Financial Institutions
• A payment plan with the biller, or an employer advance
• One request to several lenders through our form